Financial Forecasting Software
Know your numbers are right.
Find out how much money you'll need and build funder-ready forecasts for startups and growing businesses.
Trusted by over 1 million small business owners
4.8/5 Google reviews
35-day money-back guarantee
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Financial forecast & budget
Describe your business. Get real numbers.
You don't need a finance background to start. Tell LivePlan what you'll sell, how you'll price it, and who you'll hire, and that conversation becomes a working forecast: how much money you'll need to open, when you break even, and what to ask the bank for. Prefer to enter the numbers yourself, or bring them in from a spreadsheet you already keep? You can import your numbers or enter them directly, with no formulas to maintain.
Revenue and costs
Don't leave a dollar — or a cost — off the page
Not sure you've captured every revenue stream or expense? LivePlan suggests the ones businesses like yours typically have, so nothing's missing and no forgotten cost blindsides you later.
Lender-ready statements
Every statement a funder expects
Your plan will be complete and correct — guaranteed. LivePlan builds the full set of statements banks and investors look for, in a format approved everywhere from SBA lenders to venture capitalists.
- Revenue Forecast
- Expense Budget
- Profit & Loss
- Balance Sheet
- Cash Flow
- Personnel Plan
- Asset Purchases
- Direct Costs
- Funding Sources
- Key Financial Assumptions
Funder-readiness review
Find out if it's ready before you submit
The funding-readiness review reads your plan and your forecast the way a lender would, then hands you a complete report: what's missing, what doesn't add up, and what to fix before you submit. You'll be prepared for every question and know your numbers work.
Trusted by over 1 million small businesses and entrepreneurs like Darryl
“The ability to try various financial models with LivePlan's forecasting tools has added depth to our business plans and helped us secure funding multiple times.”
Darryl Nicke
Founder, Carbon Capture Shield
Market research & industry benchmarks
Check your numbers against your industry
A forecast only helps if it's realistic for the business you're actually opening. LivePlan checks your margins and costs against sourced benchmarks for over 1,000 industries, so you find out whether your numbers are realistic before a lender tells you they aren't.
What-if scenarios
Make the call before you make the commitment
See how a new hire, a slow quarter, or a big new order will play out before you commit — then plan around the answer. Build up to ten versions of your forecast and compare them side by side.
Budget vs. actual dashboards
Know what's working — and what to fix
Budget vs. actual dashboards show where spending ran over budget and the monthly financial review explains what changed and why. You'll see the story behind your numbers and decide what to do next.
Walk in with numbers you can back up
Totally risk free. 35-day money-back guarantee.
Frequently asked questions
No. Plenty of people start with the forecast, because the money question is the one they need answered first. Build the numbers, find out what it takes to open and when you break even, and the plan tools are there when a bank asks for the written document alongside them. LivePlan automatically integrates all of your financial reports into your plan and your pitch deck and keeps them up-to-date as you make changes.
Yes, you can import a spreadsheet into LivePlan. If you've already got your numbers in a spreadsheet, bring them in and LivePlan builds the connected forecast around them. There are no formulas to maintain after that, and you can keep editing directly in LivePlan or make changes and build scenarios using the LivePlan AI assistant.
LivePlan integrates with QuickBooks Online and Xero to turn your accounting data into real-time budgets and forecasts.
By importing your actuals data from Xero or QuickBooks into LivePlan's financial forecasting tool, you're not just keeping your results up to date but also making it easy to compare your actuals to your LivePlan forecast. Companies with connections to accounting software automatically update with the latest totals each time you sign in to LivePlan.
If you aren't a QuickBooks or Xero user, you can still bring in your accounting data by uploading a .CSV file or manually update directly in the app.
LivePlan Premium users can create up to ten different financial forecast scenarios. You can create new scenarios by copying a current forecast, starting over from scratch, or importing your accounting data to use as a starting point.
Once a forecast scenario is created you can switch between active scenarios at any time and even review performance between different forecasts directly withing your business dashboard. Just click on the scenario selection menu and choose the one you want to view using the drop-down menu.
LivePlan's Performance Dashboard provides real-time business insights through 20+ trend reports covering individual business metrics along with standard financial reports like your Profit and Loss, Balance Sheet, and Cash Flow Statements.
Once you create a forecast and connect your accounting solution, you also get access to the AI-powered Monthly Review which analyzes your accounting data from QuickBooks or Xero and automatically generates a report explaining your financial performance — both month-to-month and fiscal year-to-date.
LivePlan protects your financial data using encryption, HTTPS and other technology. We use our own services just like our customers do and ensuring data security is a top priority for us.
Check out our full security policy for more details.
Yes. LivePlan builds a real three-statement model: profit and loss, cash flow, and balance sheet, connected by standard accounting logic. It outputs in the format banks, SBA lenders, and investors expect. Because it's a working model rather than a table of numbers, it holds up when a lender asks what happens if revenue comes in below plan.
No. LivePlan guides you through your forecast with plain-language prompts and AI suggestions, and it handles the formulas and formatting for you. If you can answer basic questions about what you sell, what you charge, and your costs, LivePlan turns those answers into a complete financial forecast.