Know your numbers are right.
How much money you need, when cash gets tight, and what you can afford. The money questions every business runs on, answered with numbers you can act on.
From first idea to running your business — and beyond.
Your forecast, your plan, and your actual results live in one place so you can make better decisions. Raise a price, add a hire, take a loan, and everything updates at once, checked against what's normal for your industry.
Financial forecast & budget
Find out how much money you'll need.
Answer a few questions about how you'll make money and LivePlan builds the forecast: profit and loss, cash flow, balance sheet, all linked. Start with an AI conversation, from your own spreadsheet, or import from QuickBooks or Xero. Change one number and everything that depends on it changes too.
Learn more
Cash flow & performance
Know what's safe to spend.
Run “what-if” scenarios and see when cash gets tight weeks and months ahead. Check what a new hire or a slow season does to the bank balance, before you commit. Connect QuickBooks or Xero and your cash forecast updates from real results and LivePlan builds automatic reports on how your budget compares to your actual results.
"It's given me visibility about how we're doing against forecast like I've never had before."
Lender-readiness review
Know it stands up to scrutiny.
Before you send anything to a bank, LivePlan reviews your plan and your numbers the way a lender would and flags what's missing and what to fix. Industry benchmarks confirm your margins and costs are realistic, so you walk in ready.
"When they looked at the plan, they were really impressed. It secured us a business loan."
Business plan builder
Build the plan based on a bank-ready forecast.
Step-by-step guidance for every section, with AI drafting help when you're staring at a blank page, and 550+ sample plans for your industry. Your plan and your forecast stay in sync, so what you say and what you show agree.
Learn more
Plan vs. Actual
Know you’re on track.
Connect your accounting software and compare real numbers against your plan every month. Know whether revenue is tracking, if expenses are drifting, and whether you can actually afford to hire that next person. Real data. Clear answers. Smarter decisions.
Learn moreWhether you're opening the doors or growing your business.
For Startups
Test the idea before you invest in it.- Find out how much money you'll need and where it will come from.
- Walk into the bank with a plan and numbers that stand up to scrutiny.
For Existing Businesses
- Build a budget from your own numbers or straight from your books.
- See a tight month coming while there's still time to do something about it.
- Answer "can we afford it?" before the hire, the equipment purchase, or the next location.
"If I didn't have that plan, I wouldn't have been able to get a $10,000 loan with 1% interest rate as a first-time business owner."
You're not doing this alone.
A real person to help you start.
Every plan includes help from a real human, not a chatbot.
Help when you're stuck.
Chat and email with real people who know LivePlan front-to-back, not a bot.
An expert on call.
Add LivePlan Expert support for dedicated, in-depth one-on-one video guidance from a real person whenever you want it.
"LivePlan has been a coach, mentor, friend, advisor, and muse, all rolled into one."
Business owners love LivePlan.
“Thank you for this software!”
Matthew, Capterra“Visibility like never before”
Rob, Xero App Store“Transformed our planning experience”
Ugo, G2“I love the platform”
Shaumit, Shopper Approved“No expertise needed”
Meridith, Capterra“Like a coach guiding you through the process”
Alvaro, Shopper Approved“So much value, so much assistance!”
Shawnnell, G2“The platform is a game changer”
Noel, Shopper Approved“The integration with QB is flawless...”
Mike, Trust Radius